One local credit union is offering special rates on loans, but the offer only stands on Nov. 23.

This “Black Wednesday” offer only is available at Ark Valley Credit Union, located at 1515 N. Summit St.

Auto loan rates will be as low as 1.99 percent. Signature loan rates will be as low as 7 percent.

People start lining up for the event early, according to one of Ark Valley Credit Union’s loan officers.

The credit union also will have prizes and breakfast on Nov. 23.

It still is possible to be pre-approved for these loans. Call (620) 442-8210 for more information.